Gary Morse stokes suburban fears with racially-charged half-truths


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garymorseIn a Nov. 17 piece in the Providence Journal, Gary Morse, an anti-affordable housing advocate who lives in Barrington, laid out his reasoning for opposing the RhodeMapRI plan.

“Strip away all the happy talk about walking communities and bike paths, and what RhodeMap RI is really all about is HUD’s demand that low-income housing, particularly low-income rental housing, be implemented side-by-side with existing housing in every neighborhood across America,” he wrote.

Two nights later, Morse gave a presentation that in some ways closely mirrored his more-public op/ed – with one very notable exception. The presentation focused on the idea that the federal Housing Urban Development agency, and by extension RhodeMapRI, wants to force racial integration on affluent suburban neighborhoods.

Compare the op/ed and the presentation.

“This kind of fear mongering is racism at it’s worst,” Steve Fischbach, a member of the RhodeMapRI Social Equity Advisory Committee, said of Morse’s presentation. “He’s lying and trying to scare people.”

Fischbach added, “Morse’s presentation plays on the fears of White people, falsely accusing some outside boogeyman of forcibly moving Blacks and Hispanics into housing projects that will be built in single family – meaning White – neighborhoods. It’s not even that coded. It’s pretty explicit.”

The SEAC is a central problem with RhodeMapRI for Morse and other tea party types opposed to it. And Fischback, a housing and civil rights activist, has been vocal that the opposition to RhodeMapRI is rooted in racism. NBC 10 reported on a state Planning Commission meeting at which RhodeMapRI was hotly debated and Patrick Anderson filed this overview for Providence Business News.

“To me, he’s a segregationist who is opposed to the Fair Housing Act,” Fischbach said of Morse.

According to Morse’s speech, the Fair Housing Act is a root of his concern with RhodeMapRI. This is part of what he said about it at about 2 minutes into his presentation:

Morse said evidence that RhodeMapRI is a social equity plan is that, “if you read the document you find social equity in the document seven times.” RI Future compiled seven examples (not a complete list at all) of Morse indicating RhodeMapRI will result in more people of color living in affluent suburbs from his Monday night presentation.

“He’s trying to scare white people into thinking that HUD and the SEAC will seize control of properties in White neighborhoods to build low income housing,” Fischbach said. “He accuses RhodeMapRI of engaging in social engineering by which the engineering is moving non-white people into predominantly white neighborhoods.”

As he did in his Providence Journal op/ed, Morse spoke about a court decision from Westchester County, NY. But unlike his written piece, he said, “the terms of the settlement agreement was you that you go back and count all these census blocks and look for minority populations and then you start with the census block groups that have the least number of minorities, you don’t start somewhere else, you go to your million dollar neighborhoods and you start putting in low income rental housing.”

Through much of Morse’s presentation, he stated that HUD’s and the SEAC’s mission is to deconstruct neighborhoods. In this clip he says HUD will introduce affordable housing into communities “starting with the ones with the least minority populations.” This is incorrect, Fischbach said. “A lot of what he is saying is incorrect, which further builds fear into the minds of Rhode Islanders.

In this clip, Fischbach says Morse again misrepresents maps highlighting areas of opportunity as maps of where minorities are concentrated, even though no racial data was used in the preparation of the maps. Says Morse, “The people in RhodeMap would say this is where we need to be putting in low income housing because after all look at the color we must not have any minority populations over there.”

In this clip he says there are “federal mandates to balance minority populations.”

Morse explains in this clip how developers will use the social equity committee as a way of “force fitting” an affordable housing project with people of color in neighborhoods such as the most exclusive waterfront neighborhoods in Rhode Island.

RI Future wrote about Gary Morse in May, 2013 when he had a completely different reason for opposing affordable housing. At the beginning of his presentation he says he hopes his lawsuit against the affordable housing project in Barrington can eventually “link up” with the “folks designing the RhodeMap property tax aspects.”

Here’s Morse’s unedited 26-minute presentation:

At the request of Morse and his allies, House Speaker Nick Mattiello asked for a vote on the plan to be temporarily delayed. That vote is now scheduled to happen on Thursday, December 11 at 9:00.

National report on public housing has a local link


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Housing Report CoverI first encountered this public housing issue over a decade ago while living in Rhode Island, first in prison, then as a member of DARE.  When I began inquiring about the precise rules regarding criminal convictions being a barrier to entry, and a cause for eviction, I got only a few vague answers.  I even called the Providence Housing Authority, and their attorney merely said they use a section of the federal code as their policy.  This particular section explicitly says that it should “not be a substitute for local policy.”

I began my legal research while in New York City last summer.  “Communities, Evictions, and Criminal Convictions” is national in scope, and much of the relevant law is federal.  However, I felt it would be easier to comprehend if focused on a particular city, including a comparison to others.  I moved to New Orleans in 2011 and do not pretend to fully understand the entire socio-political landscape.   To the degree that this report is incomplete, such as detailed data on evictions, I apologize.  It is meant to be a starting point on a complex issue, rather than an ending point.  I expect others to capitalize on this consolidation of material and move forward in their own regions or specialties.

Housing providers will want to take notice of the relevant sections on civil rights law.  The EEOC and HUD have both moved “disparate impact” into the realm of criminal justice, whereby what seems to be a neutral policy is disproportionately impacting people of color.  This is the very definition of the criminal justice system.  Voluntary changes can save housing providers (including corporate developers of mixed income projects) excessive litigation costs and possible damages.

This report would not be possible without the families of convicted people standing up and resisting discrimination.  Members of Direct Action for Rights & Equality have been essential to me understanding this problem, one where my family would not be eligible for public housing in Providence, despite my last criminal activity being over 20 years ago.

Grassroots organizations in New Orleans have moved the Housing Authority of New Orleans to hold a public hearing where the included Model Policy was presented as an alternative, and they have since contracted the Vera Institute to draft a new policy.

As Dorsey Nunn, of the Formerly Incarcerated & Convicted People’s Movement, writes in the Forward:

This report represents more than just a legal analysis about the struggles in low-income communities.  For many of us, this is about our homes.  This is about where we try to cook our meals, relax, and raise our families.  The stakes are high, inciting passion.  Yet we do not let this passion blind us; instead, we use it to motivate ourselves.  We encourage everyone, regardless of background or circumstance, to join us in taking action upon a most critical issue.

We are fortunate to have strong individuals and organizations working towards change in New Orleans.  The city is “ground zero” for incarceration, and a true tragedy considering the rich history and difficult geographic location at the mouth of the Mississippi.   What we have created is a national model, drawing from the expertise on the ground and in the legal community, to help our people step up and out of the carnage created by two generations of the “War on Drugs.”

The FICPM looks forward to building partnerships with people working on this and other issues across the nation.

Sincerely,

Dorsey Nunn

Formerly Incarcerated & Convicted People’s Movement

Download “Communities, Evictions, and Criminal Convictions” HERE.

 

Lock-em-up-unless-they’re-bankers Kilmartin


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Striking a vital blow against accountability, Attorney General Peter Kilmartin endorsed the “50-state” settlement on foreclosure fraud yesterday, led by the Iowa Attorney General, Tom Miller. The settlement essentially allows banks to skip away from the crimes they committed in the course of foreclosing on a few million people’s houses.

To recap: this settlement has been over a year in the making, and is intended to clean things up in the real estate market, absolving banks of responsibility for their misdeeds in exchange for money that will go to principal reduction, and also doing some short sales and refinancing and payoffs to unjustly foreclosed borrowers.  These are good things, but there is a problem.

Nationally, we’re talking about $25 billion, which sounds like a lot, but last year JP Morgan’s bonus pool was around $10 billion. HUD Secretary Shaun Donovan says there is about $700 billion in negative equity in the country. Realistically, the program might help a million people, but there are 10.7 million mortgages underwater, and millions of people already foreclosed upon, also according to HUD.

Not only is the money not commensurate with the damage they caused, but it’s not going to be much help cleaning up, either. Kilmartin estimated Rhode Island would see “millions” from the settlement. The registrar of Essex County, Massachusetts, hardly the epicenter of the foreclosure epidemic, estimated last year that only 16% of the mortgages in his registry were valid, and of the rest, 27% were fraudulent. Over the past decade, the RI real estate market has been around $5 billion per year. Roughly similar numbers for the state of Rhode Island would have around a billion dollars in fraudulent mortgages per year, or around $8-10 billion total, give or take.  It will take a lot more than a few million to clear all those titles and restore the damage done.

Why is the settlement so low?  Maybe it’s because there hasn’t, until recently, been even a credible threat of prosecution for the crimes committed.  Just to review, we’re talking about actual crimes — fraud, forgery, perjury — acts for which you or I would spend time in jail.

What’s also astonishing here is where this $25 billion will come from. It turns out that almost all of it will come from the owners of the securitized mortgages, the pension funds and other investors who bought these terrible bonds from the banks.  Those owners will be dinged some of their interest payments, making their bonds even less valuable then they already are.  It appears that most of the money will not come from the banks that caused the problem and profited so much from it. So much for even the simulacrum of accountability.

For everyone who thinks, “Oh, well, the banks were just foreclosing on people who didn’t pay their mortgage, anyway,” there is a big problem ahead. The bank’s self-invented mortgage registry (MERS) was not maintained, and was probably inadequate to the job it was assigned: keeping track of ownership. (Not to mention that it was probably an illegal enterprise in the first place, but put that aside for a moment.)  This means that pretty much any property whose mortgage passed through MERS won’t be able to get a clear title. In turn this means a lot of claims on the title insurance companies, some of whom are likely to go under because of the mounting pile of claims. It also means time spent in court by people who can’t get a clear title to the property they own and money spent on lawyers to argue about them. Years from now, when you find yourself shelling out a few thousand dollars to clear the title to your house, you can comfort yourself in knowing that not only did none of the people who caused that problem have to pay any price at all, but most of them got rich doing it.  What a country!