Gina’s Moral Obligation: Wall Street, Not RI


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There is an old saying in politics. “Don’t tell me what your priorities are. Show me your budget, and I will tell you what your priorities are.”

Over the course of her first term as General Treasurer, Gina Raimondo, when pressed to make a choice stand with workers or with Wall Street she will choose her friends from New York over hard working Rhode Islanders. At least thus far.

She was endorsed by working men and women throughout Rhode Island and had an opportunity to work with our public employees to collaboratively put together a plan to strengthen our obligation to the men and women who provide vital services for our state. Raimondo chose a different route.

The treasurer chose to call on her Wall Street friends to fund a front group by the name of Engage RI. They raised nearly $1 million, and proceeded to travel from town to town, city to city pitting RIPTA users vs. public employee retirement security, pitting social service providers vs. public employee retirement security, pitting small business owners against public employee retirement security, and worst of all pitting school children against the very public school teachers who work with children every day.

In the end big business financing, financial manipulation, scare tactics, and pitting one Rhode Islander against another was enough to secure passage of the  what has been called “the single most harmful pension reform ever passed in the United States.”

Frozen COLA’s, slashed defined benefits, massive increases in age requirements, and 401k’s with an anemic 1 percent match were just some of the ways Treasurer Raimondo chose to deal with this particular obligation to hard working Rhode Islanders.

Fast forward to 2012, the 38 Studios deal has proved to be a failure and the state is on the hook for over $100 million in the form of a “moral obligation” bond. The dust had yet to settle from media reports and the Governor’s announcement concerning the state’s role in this failed venture there was the treasurer calling for the state to honor its “moral obligation” to the bond holders. She made her opinion known early and often, and continues to assert the state must pay in light of the fact other elected officials, and industry leaders have expressed concern and feel it may not be in the State’s best interest to pay.

As a proud public servant who works side by side with hard working men and women every day it is alarming an elected official in this case the treasurer would put such extraordinary effort into persuading the state to walk away from its “moral obligation” to public employees and teachers.

What is even more alarming is while the treasurer advocated for the state’s “moral obligation” to hard working Rhode Islanders be broken she has consistently asserted her position we cannot under any circumstances walk away from our “moral obligation” to bond holders. I find these two contrasting positions to be especially concerning, and they lead me to question who exactly does our General Treasurer – with gubernatorial aspirations – stand with?

Does she stand with the cashier at the local market, the gas station attendant at the local gas station, the cook at one of our great restaurants; the life guard at one of our beautiful beaches. Does Raimondo stand with the child care provider, the painter, the lobsterman, the nurse and the bus driver?

Or Does the Treasurer stand with the Wall Street insider, the bond holder, and hedge fund partner? Does Treasurer Raimondo stand with John Arnold former ENRON Executive who pumped more than half a million into Engage RI while she pumped her fists to crowds at the State House.

“Don’t tell me what your priorities are. Show me your budget and I will tell you what your priorities are.”

Ex-Police Officers Against Marijuana Prohibition


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Light green: state with legal medical cannabis; forest green: state with decriminalized cannabis possession laws; dark green: state with both medical and decriminalization laws; purple: legalized marijuana. Click on image for larger version. Courtesy of Wikipedia.
State with legalized cannabis

On April first the new marijuana decriminalization bill took effect in Rhode Island; no longer will possession of small amounts of marijuana result in a criminal record. It’s a great start, and all Rhode Islanders should be proud of the reforms to marijuana laws we’ve accomplished thus far. But while this is a great first step, we can’t rest until marijuana is legal.

A former Providence police officer, I now speak on behalf of Law Enforcement Against Prohibition (LEAP) and will continue to work in support of recently introduced legislation for the legalization, taxation, and regulation of marijuana. The speed with which public opinion on this topic has changed is frankly startling; a new poll from the Pew Research Center reports that 52% of Americans now say marijuana should be legalized.

And yet a very important cohort still seems to need convincing: police chiefs and prosecutors. In an article that ran in the March 31st Providence Journal — “New law may boost drug use, chiefs say” — U. S. Attorney Peter F. Neronha, State Police Col. Steven G. O’Donnell, the Cumberland and Barrington chiefs of police, and Attorney General Peter F. Kilmartin worry about the “message” the law will send to young people and that teen use will increase.

I suggest that these gentlemen should stop worrying and start making decisions and policy based on the data that are already available on this topic, for instance in the states where decriminalization has already been implemented.

The Substance Abuse and Mental Health Services Administration (SAMSHA) has been publishing statistics on teen marijuana use since 1999. Since 11 states had decriminalized possession of small amounts of marijuana back in the 1970’s, the Marijuana Policy Project (MPP) thought it might be instructive to compare those states with their neighbors, whose populations and economies were similar.

  • Mississippi decriminalized back in 1976 and the SAMSHA statistics show that teen use is consistently lower than neighboring Alabama where possession can still get you jail time.
  • Nebraska decriminalized in 1978, yet since 1999 its teen use has consistently been below that of Kansas and South Dakota.
  • In New England, Maine has been achieving the lowest teen use in the region; Maine decriminalized in 1976, while Vermont and New Hampshire maintain harsh criminal penalties.
  • And a recent study by Dr. Esther Choo at Brown University’s medical school shows no increase in teen use where states have legalized medical marijuana. (NYDN 4.5.13)
  • And let’s not forget that grandest of all decriminalization experiments, Portugal. Since decriminalizing all drugs ten years ago drug abuse in the country is down by half. (Forbes 7.5.11)

It is time for these officials to stop worrying about what may happen and look at what already has, and think about what could be.

Family Planning: The Economics Of Kids


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I just had my second child. Due to this, my childcare bill is now over $2000 a month. As a result, almost half of my family’s take-home salary is spent on childcare and childcare related expenses. It does not surprise me when people ask why we are sending our children to daycare instead of staying home.

I usually have to take the time to explain to them that short-term economic planning in this case makes little long term sense. Every year that one of us is out of the workforce, our long term earning potential is decreased. That means that 20 years from now when our kids are grown, we will make less than we would have if we had stayed in the workforce. We also would not earn any social security credits, or have the ability to put away for retirement. That means that if one of us stays home today because it makes financial sense to do so, we are more likely to be poor when we are older.

Unfortunately, most people don’t make these types of long term decisions.

Perhaps more importantly, I know several people in which it would actually cost them more to have their kids in day care than it does for one parent to stay home. In every situation in which this has been the case, one parent has decided to stay home until their kids are in school despite the long term consequences. They simply can’t make ends meet on a day to day basis if their kids are in daycare.

So, why is this the case? Lilian Faulhaber makes a great argument in her recent NYT op-ed. She argues that the tax system systematically discourages middle class women from working. The thing is, while it is normally women, it is not always women. The tax system simply discourages middle class families from having both parents in the workforce.

While she does not address this, in his State of the Union address, the President called for funding for universal public pre-school. Having a high quality public preschool program would at least decrease the amount of time that parents stay out of the work force even if the tax code stays the same.

Local Churches Push For Marriage Equality Sunday

The Reverend James Ford of the First Unitarian Church writes:

On April 7, 2013, you have an important opportunity to make your voice heard on marriage equality in Rhode Island. Join the Rev. Peter Morales, president of the Unitarian Universalist Association, and the Rev. Geoffrey Black, president of the United Church of Christ, who will be rallying support for the Rhode Island Marriage Equality Amendment to make marriage equality legal in Rhode Island. Don’t miss the opportunity to hear them speak and to stand with them at this moment of public witness.

When: Sunday, April 7, 2013 1:30 pm

Where: First Unitarian Church of Providence, 1 Benevolent St. Providence, RI, 02906

The Rev. Morales will also be preaching at the 10:30 a.m. worship service at First Unitarian Church of Providence. Come and participate in a joyous celebration of human possibility inspired by our deepest insights into universal love.

All are welcome to this time of hope and justice as the State of Rhode Island faces a moment of truth. If you’re a Unitarian Universalist please increase the visual impact, please wear your yellow Standing on the Side of Love shirt and bring your congregation’s banner with you.

Hotel Employees Picket Providence Renaissance


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Members of Local 217 gather outside the Renaissance Hotel for an Informational Picket.

It seems that the new boss is the same as the old boss at the Renaissance Hotel in Providence.

The Renaissance was made famous not for its stellar customer service, but for this now infamous YouTube video of Joey DeFrancesco quitting his job with the help of the What Cheer? Brigade.

Joey quit his job over wage and tip theft being perpetrated by the management of the hotel, and he subsequently worked with State Representative Chris Blazejewski to craft legislation to make the practice illegal.

But the Rhode Island based Procaccianti Group has taken a cue from the former owners of the hotel and continues to treat workers poorly slashing wages and promoting unsafe working conditions and practices.

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Workers say the hotel has always treated them poorly, but that conditions further deteriorated since the Procaccianti Group, a national hotel management company, took over the hotel in December 2012. The Hotel’s top management remains the same. Employees say they have had enough. They are demanding a voice on the job.

Raquel Cruz a housekeeper, said: “When the new owners took over, they changed the chemicals we use to clean rooms. The new chemicals make it hard to breathe and most housekeepers have rashes up and down their arms. They never trained us how to use them properly. We are all worried about the long-term damage they will cause to our bodies.”

Hipolito Rivera, houseman in the Hotel since it opened in 2007, described a day in the laundry: “The laundry department is so understaffed that a few workers have to rush to complete the jobs of  several people. Employees leave exhausted everyday, muscles aching unbearably, with hands that are becoming permanently damaged from having to continually rotate between the hot industrial ironer and the cold, wet sheets and towels.”

One housekeeper, Santa Brito, was fired from the hotel just 2 weeks after giving birth. The hotel relented and gave her job back, but only after a complaint was filed with the Department of Labor. Adding insult to injury, management then refused to provide her with employment verification papers that she needed to purchase a house.

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MassResistance Asks NOM To Back Hate Speech


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Senator Metts and Brian Camenker

When asked directly by Joe Siegel back in 2009 if NOM-RI is a hate group, Christopher Plante, who runs the local affiliate of the anti marriage equality group NOM (National Organization for Marriage) said, “I don’t believe that at all. Do I think that there are extreme people on both sides of the movement that can say hateful things? Absolutely. NOM is here to defend marriage, to protect it, and to encourage it.”

In recent months, as marriage equality in Rhode Island edges ever closer to passage and NOM becomes more desperate, Plante has become less picky about being seen as a hate group. As I have documented time and again, Plante has teamed up with Brian Camenker of MassResistance, an actual, certified Southern Poverty Law Center hate group. The Faith Alliance, which includes both NOM-RI and MassResistance as key members, is a coalition of several anti-marriage equality groups including Latino evangelical church leaders, the Knights of Columbus and the Catholic Diocese of Rhode Island.

To give them the benefit of a doubt, it is quite possible that the leaders of the various groups were unaware of the extreme nature of Camenker and MassResistance. Christopher Plante and NOM-RI however, can no longer claim ignorance as their defense.

Zack Ford, writing for ThinkProgress, reports, “In a recent Tea Party Unity conference call, Brian Camenker of the anti-gay hate group MassResistance challenged NOM President Brian Brown about this selective language use, asking why NOM doesn’t just admit that homosexuality is a ‘perversion.'”

On the call, Camenker was upset that NOM’s strategy in court focuses on the value of traditional marriage and does not include attacks on LGBTQ relationships as being illegitimate and “perverse.” Camenker is essentially calling on NOM to embrace anti-LGBTQ hate speech as a tactic.

NOM President Brian Brown, a staunch Catholic, is not adverse to the idea on principle, but his strategy is all about the courts, and as he puts it, “…it’s not likely that a stronger argument about homosexuality is really going to shift [Supreme Court Justice] Kennedy.”

Still, Brown does not advise Camenker to tone down his hateful rhetoric. Instead, Brown encourages Camenker’s actions, saying, “…different groups need to do different things, not all groups have to do the same thing. So folks that are taking a harder line in focusing more on homosexuality, there need to be different groups doing different things.”

As Ford points out, “If NOM is encouraging other groups to be harsher opponents of homosexuality just so it can save face, it’s no less responsible for it in the end.”

I would add that locally, here in Rhode Island, all the members of the Faith Alliance can be held equally responsible for the anti-LGBTQ lies being spread at the Judiciary Committee meetings held at the General Assembly recently.  More than one witness based their testimony on Camenker’s pamphlet What same-sex “marriage” has done to Massachusetts a hateful collection of lies and partial truths written by Camenker and distributed at the large anti-LGBTQ rallies held in the State House rotunda and distributed to every member of the General Assembly by MassResistance.

The anti-LGBTQ coalition here in Rhode Island hides behind their “traditional values” rhetoric even as it encourages and wallows in Camenker and Plante’s hateful attacks on same-sex families and LGBTQ individuals. Such behavior is grossly inappropriate and calls into question the true motives of everyone involved with the Faith Alliance. Indeed, keeping company with bigots may lead other leaders of anti-LGBTQ groups to start telling lies themselves.

Occupy Providence Featured In The Sociological Quarterly


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Mike McCarthy leads an Occupy Providence march in 2011. (Photo by Bob Plain)

The Sociological Quarterly has an entire section devoted to the Occupy Movement in its Spring 2013 volume. You can read it for free at the Wiley Online Library.

While the whole section includes articles from the likes of former president of the American Sociological Association Frances Fox Piven and independent journalist Sarah Jaffe, and all of it is very interesting, Rhode Islanders will be more interested in the “Afterwards” part, specifically “Lessons from Occupy Providence” by Robert Wengronowitz. It’s a remarkable piece of transparency and openness you’re unlikely to see… well, from anyone; as former occupier Mike McCarthy tells the tale of how Occupy Providence eventually decamped from Burnside Park in the winter of 2011-2012 and discusses de facto leadership as an issue within a “leaderless” movement.

I’ve written already about my thoughts on the Occupy movement, so I’ll leave those aside and suggest you read some sociological writing.

Forbes Trashes Raimondo


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Don’t file this one under Raimondomia as Forbes offers a very harsh criticism of General Treasurer/gubernatorial candidate Gina Raimondo. Ted Siedle writes that Rhode Island’s pension reform, which has attracted many accolades, “will inevitably dramatically increase both risk and fees paid to alternative investment managers, such as hedge funds and private equity firms.”

And those were among the kinder words he had for Raimondo and her pro-Wall Street prescription for pension reform.

There’s no prudent, disciplined investment program at work here—just a blatant Wall Street gorging, while simultaneously pruning state workers’ pension benefits. It’s no surprise that some of Wall Street’s wildest gamblers have backed her so-called pension reform efforts in the state legislature. Former Enron energy trader emerges as a leading advocate for prudent management of state worker pensions? That’s more than a little ironic.

Siedle, who bills himself as “the pension detective,” offers several critiques of how Raimondo is investing Rhode Island’s pension fund, saying her high risk strategy seems designed to benefit the financial industry more than retirees or taxpayers. He also writes, “The pension committed $5 million in 2007 to a Point Judith II venture fund managed by the soon-to-be Treasurer. Someone should take a close look at the merits related to the decision to invest in Point Judith II.”

And he offers particularly harsh criticism of Raimondo’s relationship with Engage Rhode Island:

Any connection, direct or indirect, between the pension and donors to this tax-exempt political organization backing the Treasurer should be investigated, in my opinion. The lack of transparency and regulation related to alternative investments gives rise to almost endless possibilities for abuse and I’ve learned to expect anything.

 

I thought this was one of his most interesting observations: “‘The cost of public employee benefits in most states and communities is unsustainable,’ says the foundation’s website. Not-so-sure about that; on the other hand, it is well-established that the cost and any short-term outperformance of hedge funds are unsustainable. The cure for unsustainable pensions is unsustainable investing?”

So what does sustainable mean? Is it what taxpayers can afford to spend, or what they want to spend?

 

What Cheer? Brigade To Again Picket Renaissance Hotel


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Remember when Joey DeFrancesco employed the What Cheer? Brigade to help him quit his job at the Providence Renaissance Hotel? “They treat us like shit here and I’m going to go in and quit right now with the help of my band mates the What Cheer? Brigade,” he said in the now-famous You Tube video that went viral and drew national attention to the downtown hotel.

Well the What Cheer? Brigade is at it again. And, evidently, so is management at the Renaissance. The band is again sticking up for oppressed hotel employees today at 5:30 when they picket outside of the downtown Providence hotel.

According to a press release:

The picket line follows a delegation on March 25 where Renaissance Hotel employees, political and community leaders and workers from other area hotels attempted to begin a dialogue with their employer to improve working conditions. The Hotel refused to listen to the delegation. The Hotel immediately responded by issuing two letters encouraging employees to back down and by scheduling housekeeping employees to attend mandatory meetings on two consecutive days where high level managers attempted to convince employees that they just needed more time. When employees requested copies of the Hotel’s OSHA injury logs late last week, Hotel management responded in a letter stating that they do not have the last five years’ records as required by Federal law. The employees are now considering legal action to obtain the records.

Workers say the Hotel has always treated them poorly, but that conditions further deteriorated since the Procaccianti Group, a national hotel management company, took over the hotel in December 2012. The Hotel’s top management remains the same. Employees say they have had enough. They are demanding a voice on the job.

Raquel Cruz a housekeeper, said: “When the new owners took over, they changed the chemicals we use to clean rooms. The new chemicals make it hard to breathe and most housekeepers have rashes up and down their arms. They never trained us how to use them properly. We are all worried about the longterm damage they will cause to our bodies.”

Renaissance workers currently make significantly lower wages and benefits than their counterparts in union hotels like the Omni.

The workers have already planned several more public events in coming days and pledge to continue their fight until management accepts their demands for respect.

Help Wanted: Job(less) Fair At The State House Today

Calling all un- and underemployed!

Tired of pounding the pavement and dredging craigslist to find a job? Sick of sending out resumes only to get no response, or a “Thanks, but no thanks?” Unemployment benefits running out, forcing you closer to the brink of financial collapse?

Make your voice heard today!

Today, at 3 p.m. at the State House, Where’s the Work, Rhode Island?  will be holding a Job Fair…. wait, scratch that, a Jobless Fair.

This is an opportunity for the 53,000 unemployed — and thousands more underemployed — Rhode Islanders to demand real action by the General Assembly to lower the unemployment rate in the Biggest Little.

Rhode Island’s unemployment rate remains stubbornly high, and state tax breaks like the Jobs Development Act have failed to generate enough jobs to significantly impact the unemployment rate.

Where’s the Work? is an initiative of Ocean State Action designed to increase public awareness and understanding of the unemployment crisis in Rhode Island. Politicians can throw around numbers and statistics regarding unemployment, but there is one very important thing that gets lost in the mix – the people and their real experiences as they try to weather the financial crisis.

“A lot can and needs to be done at the state level to address the unemployment problem,” says Mark Gray, Ocean state Actions Where’s the Work campaign organizer,” for instance, Connecticut has created a subsidized job training and employment program that has employed about 1,300 people in over 400 small businesses in the last year.”

Gray says that while Rhode Island’s total unemployment rate has fallen slightly, the long-term unemployment rate — those that have been out of work for longer than six months — hasn’t budged.

“We need a new approach. Clearly the state’s past efforts are not working, and this economy is not working for a significant segment of the population.”

Today’s rally is a chance to put the stories of unemployed Rhode Islanders front and center to reshape the public dialogue about our economy and make sure that our elected leaders better understand the urgent action that their constituents need.

Attendees to today’s rally are asked to dress as if attending a job interview and bring their resumes.

Even if you are currently employed, please consider attending this important event. After all, there’s no guarantee that you’ll have a job tomorrow.

Address Beach Erosion, Climate Change Tonight


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The deck of the Ocean Mist, one of the most vulnerable local businesses to coastal erosion.

The Coastal Resource Management Council is officially kicking off its eagerly anticipated Beach Special Area Management Plan (SAMP) at 6pm tonight in the Corliss Auditorium at URI’s Bay Campus

Here’s a little teaser video from a press conference hosted by CRMC at the Ocean Technology Center yesterday featuring Executive Director Grover Fugate.

The event this evening is open to the public. I hope to see you there!

Mike Riley Charged With Resisting Arrest, DUI


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A fitting photo of Mike Riley’s failed campaign for Congress. (Photo by Bob Plain)

Mike Riley, a Republican who ran for Congress against Jim Langevin, was arrested early Wednesday morning for allegedly driving under the influence of alcohol and resisting arrest, according to Narragansett Police.

According to a police report, Michael G. Riley, of 444 Ocean Rd, was arrested at 1:45 Wednesday morning on Point Judith Road for resisting arrest, suspicion of driving under the influence of alcohol and refusal to submit to a chemical test.

The report says an officer saw a grey Lexus drive “off the roadway and onto the grass. I got behind the vehicle and observed it cross over ‘he solid fog line and onto the dirt shoulder by the wooded area off of Kinney Ave. The  vehicle corrected itself again and began drifting to the right side of the road when l activated my overhead emergency lights.”

According to the report, Riley used his congressional candidacy to intimidate the officers after he was pulled over. The report says he “stated that he had ran for Congress and we had ‘fucked up’. He was very unsteady on his feet and was swaying from side to side drastically.”  The report also says he told an officer, “you’re going to lose your job for this.”

When an officer tried to handcuff Riley, the report says he, “’he pulled his hand away and screamed “I ran for God Damn Congress, you’re fucked!'”

Riley is known to be combative. The former Wall Street hedge fund manager, ran a brutally negative campaign against Langevin. He was also highly critical of the media and the left. He was politifacted by the Providence Journal four times during the campaign and his best grade was a “half true.” He was also twice declared “mostly false,” and once “false.”

He won 35 percent of the vote.

 

Rhode Island’s Economy: A Moral Failure


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The most important news story Rhode Islanders can read this week is the front page of today’s Providence Journal. “The Face of Food Stamps Nearly 1 out of 5 in R.I. Depends on the Program,” reads the headline. It’s a sort of follow-up to the Washington Post’s recent stunning Sunday front-page examination of Woonsocket, where one in three people depend on the SNAP program.

What these stories depict – in human terms – is that there is a huge chunk of our state that isn’t making it on their own. Whether you believe this is because our government and our economy favor the rich over the poor or the poor over the rich is really inconsequential. I think we can all agree this is really bad. And not just for our economy.

Yesterday afternoon I went to a press event at the State House calling attention to the rising rate of homelessness in Rhode Island, another critical issue for Rhode Island’s economic and social well being and George Nee made a point that I don’t think gets nearly enough attention here in Rhode Island.

Senate President Supports Rental Vouchers


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Senate President Teresa Paiva Weed said she supports legislation that would allocate $3.25 million for rental vouchers and shelter costs to help address Rhode Island’s increasing homeless population. But she said the spending proposal would likely be part of budget negotiations rather than stand alone legislation.

She offered her support after a group of munchkins delivered her a wand and christened her Glenda the Good Witch.

It was all part of a Wizard of Oz event staged by the Rhode Island Coalition for the Homeless at the State House on Wednesday. According to the press release: “With the constant refrain of ‘There’s No Place Like Home,’ advocated urged the legislature to support H5554 and S494.”

If it sounds fun, it was. But the issue is a serious one. According to the 2013 point-in-time homeless survey by Dr. Eric Hirsch, a sociology professor at Providence College, the number of people living on the streets in Rhode Island has increased by 10 percent since last year. Rental vouchers would help homeless individuals get off the streets and begin to pick themselves up out of poverty.

“We want all of the state’s Dorothys to find their way home and to have the opportunity to realize that, indeed, there is no place like home,” said Coalition Director Jim Ryczek.

Senate Committee Hears Payday Lending Reform


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Margaux Morrisseau , co-director of the Rhode Island Coalition for Payday Loan Reform

Payday Lending reform wound up in the laps of the Senate Committee on Commerce this week, and the hearing was pretty packed with what seemed like an even split of advocates for capping payday loan interest rates at 36 percent, and employees of Advance America, one of two payday lenders operating in Rhode Island.

You can watch the full committee meeting here.

Proponents of capping rates included representatives of the NAACP, AARP, The Capital Good Fund, the RI AFL-CIO, and the RI Council of Churches.

The parade of Advance America employees that testified against the reform relayed stories of their customers calling payday loans “freedom” and their employees “heroes.”

Leo Sullivan, an Advance America employee, testified in opposition to the reform. Citing unintended consequences of payday lending reform, he said, “If you choose to limit customers ability to use our services, there may be consequences for those customers beyond what is readily apparent,” but he did not specify what these consequences might be.

Jamie Fulmer of Advance America said new restrictions aren’t needed and, taking a page from the CVS playbook, may force his company to withdraw from Rhode Island.

Testimony from the lenders themselves indicated that there are no other options for those who need small loans or those who have bad credit ratings, but in Rhode Island, the Capital Good Fund offers small loans, free tax preparation, and financial coaching for their customers, none of which are offered by payday lenders; other local financial institutions like Navigant Credit Union are getting in on the small, short-term loan business.

Research by the Pew Foundation has shown that payday loans don’t perform as advertised.

Andy Posner, founder and director of the Capital Good Fund, said “Every day I see people who have gone through payday loans and regret it, or those who think they need them, who go through our financial coaching, and realize that they don’t.”

A big difference between payday lenders and loans from other financial institutions is this: payday lenders do not report to credit agencies, and therefore, do not help their customers build credit history, which would help to create a more stable financial future.

Margaux Morrisseau, co-director of the Rhode Island Coalition for Payday Lending Reform and Community Director for NeighborWorks- Blackstone Valley, said, “We started to see many of the residents of our affordable housing programs who took advantage of these payday loans fall behind on their approved budgets. People have come to our offices, in tears, after falling into the cycle of debt created by these loans.”

“Representatives from Advance America have testified that the average customer takes out eight loans a year,” said Shawn Selleck, a Providence resident that has previously worked in the microfinance sector, “that should be indication enough that these customers need financial coaching, and this is not a service provided by Advance America or Check ‘n’ Go.” He added that it was also telling that not one direct beneficiary of payday loans had testified before the senate committee.

Mike Mancino, of the RI AFL-CIO, testified by saying, “I will avoid using poll data, charts, and graphs in my testimony and simply ask this: What do your conscience and heart tell you?”

Marriage Not Only Issue For LGBTQ Community


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With the words “marriage equality” on the minds and tongues of thousands of passionate progressives, in Little Rhodey and the rest of the nation, we must remind ourselves that LGBT folks face a variety of other important issues.

Sadly, studies have shown that LGBT people are 2 to 4 times as likely to commit suicide, which speaks to the severe lack of protection, support, and resources available to my community.  Bisexual and transgender individuals have been largely ignored, in both straight and gay circles, (which became increasingly obvious during the repeal of DADT), and statistics measuring their mental/physical well-being reflect this.  Moreover, while federal laws protect workers from being discriminated against because of their race, religion, sex, age, national origin, and disability, they can still be fired for their sexual orientation or gender identity.

Despite the optimistic “It Gets Better” mantra/movement, it gets worse:  LGBT people can be evicted because of their sexual orientation or gender identity in 29 states.  Seven states still ban adoption by same-sex couples.  Nearly half of all homeless youth identify as LGBT, and the most prevalent reason for their homelessness is family rejection.

In an abusive same-sex relationship?  Well, good luck!  According to a study by the National Coalition of Anti-Violence Programs, 45% of LGBT victims were turned away when they sought assistance from a domestic violence shelter. Over half of those who filed for protection orders were denied them.  This is rather disturbing, given the results of a 2010 Centers for Disease Control and Prevention survey:  61% of bisexual women and 44% of lesbian women reported intimate partner violence.

With all of our focus on same-sex marriage, it is essential to avoid putting these conversations on the back burner.  Speaking as a bisexual woman in a long-term relationship with another bisexual woman,  I know from experience how challenging it is to remain healthy, strong, confident, and safe, in the face of homophobic attitudes, hostile work environments, and much worse.  If we think that our work is done because marriage equality has been won, we are terribly mistaken.

And on that note, my friends and allies, as the season of Pride approaches, check out some wonderful events happening in the Ocean State this month:

April 3 PFLAG of Greater Providence meeting, 6:45-8:45 p.m. The Met School, 325 Public St., Providence. 751-7571.

April 5 Luna’s Ladies Night, 9 p.m. Roots Cultural Center, 276 Westminster St., Providence.
Live music, DJ, special events. 21+ $6 cover. See www.lunaspvd.com.

April 7 RI Pride Triple Crown Pageant, 7-10 p.m. Providence Biltmore Hotel, 11 Dorrance St.  Doors open at 6 p.m. For more information & tickets see www.prideri.com, or
e-mail Info@prideri.com.

April 14 RI Prime Timers, 4:30-7p.m. Social and networking for gay and bisexual men 40+.
Social, dinner and meeting. www.riprimetimers.org or call Steve at 996-3010.

April 16 Borderlands 7-9 p.m. A peer-led support group open to transgender, transsexual, gender-variant, and intersex people and to those who are questioning. Meeting location is withheld for participant privacy. See info@tginetwork.org for more info.

April 25 RI GLADHour: Happy Hour for Fans of LGBT Equal Justice 6-8:30 p.m. Ri Ra Irish Pub. Complimentary hors d’oeuvres • Hear from Janson Wu, GLAD Staff Attorney, about GLAD’s ground-breaking work for marriage equality in Rhode Island

Economists Agree: Income Tax Cuts Didn’t Work


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While conservative activists claim the Ocean State can cut its way back to prosperity, most academic economic studies agree that lowering income tax rates hasn’t worked that way, according to a new report from the Center for Budget and Policy Priorities.

In fact, the study uses Rhode Island’s recent income tax cuts as an example of how not to grow an economy.

Rhode Island, Arizona, Louisiana, New Mexico, Ohio and Oklahoma, says the report, all “enacted significant personal income tax cuts.  In every case, proponents claimed the tax cuts would improve the state’s economic standing, just as proponents of similar cuts today are claiming.”

But, according to the study, “that has not worked particularly well in the past and is not supported by the preponderance of the relevant academic literature. The results make clear that deep personal income tax cuts are no panacea for state economies.”

The report uses a quote from then-majority leader Gordon Fox praising the 2010 income tax cuts (here’s the article the quote comes from):

“This new tax rate. . . is certain to create new jobs, spur economic development, put money back in taxpayers’ pockets, and otherwise bring Rhode Island to a position of twenty-first century economic leadership in the region and, indeed, in the country.”

As has been well-documented, the tax cuts were followed by a sharp economic downturn in the Ocean State. According to the new CBPP study, in Rhode Island personal income fell by 2.4 percent; unemployment increased by 3.7 percent and the state’s share of the gross national product dropped by 3.9 percent between instituting the flat tax in 2010 and 2011.

Legislation before the General Assembly this year would reverse the tax breaks for those who earn more than $200,000 a year.

Local Homeless Left Out Of Economic Recovery


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Billy Cormier, who sleeps at a local shelter, looks out across Burnside Park. (Photo by Bob Plain)

While the real estate and stock markets are ticking up and unemployment is ticking down, there’s one group of Rhode Islanders who are being passed over by the alleged economic recovery: the homeless.

The homeless population in Rhode Island has increased by more than 10 percent from 2011 to 2012, according to Dr. Eric Hirsch, a Providence College professor who studies the number of homeless residents in Rhode Island each year. The number of homeless families increased by 12 percent. The number of homeless children increased by 16 percent and the number of homeless veterans increased by 23 percent.

“It is actually, tragically simple, the need has grown while resources have dwindled,” he said in a statement. “Those Rhode Islanders that are still experiencing the economic downturn, the underemployed and the unemployed, have begun to run out of resources and that, combined with cut backs in state and federal funding, leads to more homelessness.”

The homeless population in Rhode Island has grown by 24 percent over the past five years, according to Jim Ryczek, executive director of the Rhode Island Coalition for the Homeless.

“We hear so much about economic recovery but if you look at our numbers you can honestly say Rhode Islanders experiencing homelessness aren’t seeing any recovery,” he said. “Sadly, the state’s financial response has not kept up with the need.”

But a bill before the legislature would help address rampant homelessness in Rhode Island by making available rental vouchers – a way for the homeless to pay private sector landlords for housing. Rental vouchers enabled revered activist John Joyce to get off the streets and into he system, where he became employed helping others beat homelessness. Joyce passed away this winter and activists worry that the General Assembly will ignore the need for housing now that Joyce isn’t around to lobby legislators.

But an event this afternoon at the State House is designed to make sure that can’t happen.

“With the backdrop of the classic Wizard of Oz, we are holding our own ‘There’s No Place Like Home’ production to urge legislators to support our major initiative this year, H5554 and S494, companion bills that will allocate $3.25 million for rental vouchers and the winter shelter costs,” said Karen Jeffreys, of the Rhode Island Coalition for the Homeless.

 

 

How RIDE Undermines Their Own NECAP Test


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If I had to pick one thing to complain about with the high-stakes NECAP testing regime it wouldn’t be the pressure on the students, the deformation of the curriculum, or any of that. If it was just one thing, it wouldn’t even be the misguided policy to use NECAP as a graduation test. It would be that RIDE policies have taken a tool they could be using to understand what’s going on in our schools and deformed it so it can never be useful for its intended purpose. 

What’s the problem?  Just this: the NECAP test was intended to gather data about our schools, but the high stakes — teacher evaluations, potential school closings, high-school graduations that all depend on NECAP scores — have guaranteed the data we get from the test are not trustworthy. It has been turned from a useful tool to a gargantuan waste.

As any scientist knows, it’s hard to measure something without affecting it. But if you affect it, then what have you measured?  So you measure gently. If you really want a measurement of how a school is doing, a sensible testing regimen would at least try to be minimally intrusive. Testing would be quick and not disruptive. Test results might be used to monitor the condition of schools, teachers, and students, but important decisions about them would depend heavily on subsequent inquiry.

The NECAP test itself is more intrusive than is ideal, but it could easily meet these other conditions, if scores were kept quiet and not directly tied to any sanction or punishment. The federal NAEP tests are like this, and they provide good data in no small part because there’s no incentive to push scores up or down. By contrast, the state Department of Education trumpets school scores, encourages school departments to adjust curricula to game the test designers’ strategy, and creates the conditions that virtually ensure that some school administrators and teachers will at least consider ways to cheat on the test.

To be completely clear, I know of no evidence at all that any teacher or administrator in Rhode Island has cheated on the NECAP tests. However, though it’s hard to find cheating, it’s easy to identify incentives to cheat. In a climate where professional advancement or even keeping one’s job as a teacher or principal requires improvement every single year (no matter how good you are already) the incentives are obvious. And in school system after school system, across our country, similar incentives have led to completely predictable action.

Lately, we’re hearing from Atlanta, where the former superintendent — the 2009 superintendent of the year of the American Association of School Administrators — and 45 principals and teachers are now under indictment for orchestrating a huge conspiracy that apparently involved locked rooms full of teachers pressured into “correcting” student tests and administrators wearing gloves while handling doctored test papers. But before Atlanta, we heard about DC schools. Before that, there were similar scandals in Texas, Maryland, Kentucky, Wyoming, Arizona, North Carolina, Illinois, Florida, Wisconsin, Louisiana, Connecticut, California, Michigan, Virginia, Utah, Ohio, Pennsylvania, Nevada, Kansas, New Mexico, Tennessee, New York, and Massachusetts.  This list doesn’t count all the mini-scandals that might have just been misunderstandings about test procedures, or maybe weren’t.

This is hardly all. Last year, when the Atlanta scandal broke, reporters at the Atlanta Journal-Constitution surveyed testing data from a few thousand school districts around the country last year, and found 196 of them showed statistical inconsistencies similar to the ones that led to the Atlanta investigation. That doesn’t exactly imply that Atlanta is an exception.

Predictably, the policy responses to these scandals have been simply to tighten security requirements, not to rethink the testing policy. Unfortunately, it’s not as if this is new territory. Let me acquaint you with an observation made by Donald Campbell, a past president of the American Psychological Association. He published an article about measuring the effects of public policy in 1976 that stated what has come to be known as “Campbell’s Law”: “The more any quantitative social indicator is used for social decisionmaking, the more subject it will be to corruption pressures and the more apt it will be to distort and corrupt the social processes it is intended to monitor.”

He wasn’t the only one to notice this. A banker named Charles Goodhart made the same observation around the same time, as did anthropologist Marilyn Strathern who put it succinctly: “When a measure becomes a target, it ceases to be a good measure.”  Cheating on high-stakes tests is only one manifestation of this. You saw the same thing when Barclays and UBS conspired to rig the LIBOR interest rate (an index rate meant to be a market indicator), or when stock prices become the focus of company policy rather than just a measure of how they were doing. Enron became (in)famous for this, but they were far from unique. If you want to read a detailed (and uncharacteristically entertaining for an academic) account of how the principle affects testing, try “The Inevitable Corruption of Indicators and Educators Through High-Stakes Testing” by researchers at the University of Texas and Arizona State. (Where I ran across that list of testing scandals above.)

All of these are observations about how the world actually works. ignoring them won’t change them. You might complain that if Campbell’s Law is true then we can’t use testing as a valid measure of teaching and then where’s the accountability. Sadly for you, your complaint won’t change the world to something you prefer. This gets to a fundamental distinction between sensible policy and the other kind. Sensible public policy takes the actual, real, world — the one that you and I live in — and finds ways to work within the contraints of reality, be it physical, psychological, economic, or diplomatic. The other kind posits a world as the policy maker would wish it to be and careens forward regardless of the consequences.

In other words, if we know that applying high stakes to a test distorts the data we get from that test, then sensible policy dictates that we don’t use it that way. There are lots of creative and intelligent people out there capable of finding ways to use the valuable information this test could have provided in constructive and useful ways. But that’s not the way we’ve played it.

So here in Rhode Island, we now have the worst of both worlds: a test that can no longer do what it was designed for, while at the same time it has a deeply destructive effect on students, teachers, and the curriculum. Plus it costs millions of dollars to develop and administer, not to mention lost instruction time and wounded lives. Congratulations.

Another Issue With High Stakes Testing: Cheating


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Photo by Sam Valorose.

Education reformers in Atlanta have raised another potential concern with high stakes testing. The 2009 superintendent of the year and 34 Atlanta educators were indicted Friday for allegedly running a racket to change students’ answers on standardized tests so they would seem more proficient than they actually are.

I guess this is the superman we’ve been waiting for?

Eugene Robinson of the Washington Post doesn’t think so. He wrote:

It is time to acknowledge that the fashionable theory of school reform — requiring that pay and job security for teachers, principals and administrators depend on their students’ standardized test scores — is at best a well-intentioned mistake, and at worst nothing but a racket.

Standardized achievement tests are a vital tool, but treating test scores the way a corporation might treat sales targets is wrong. Students are not widgets. I totally reject the idea that students from underprivileged neighborhoods cannot learn. Of course they can. But how does it help these students to have their performance on a one-size-fits-all standardized test determine their teachers’ compensation and job security? The clear incentive is for the teacher to focus on test scores rather than actual teaching.

Similarly, Erika Christakis wrote this for Time.com:

Even if we eliminate all the cheating, what remains is a broken system built on the dangerous misconception that testing is a proxy for actual teaching and learning. Somehow, along the path of good intentions, testing stopped being seen as a diagnostic tool to guide good instruction and became, instead, the instruction itself. It’s as if a patient were given a biopsy, learned she had cancer, and was then told that no further medical treatment was necessary. If that didn’t sound quite right, we could just fire the doctor who ordered the test or scratch out the patient’s results and mark “cured” in the file.

She ended her piece by calling for “a little American-style civil disobedience.”

What if all the kids in America answered the multiple choice tests totally randomly, or simply left the bubbles blank? What would we do, then, with a whole country whose educational system “needs improvement?” That would certainly be a teachable moment.

Bob Houghtaling, a drug counselor in the East Greenwich school system, made a similar call for civil disobedience by students on this website Saturday.


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