John Joyce and Cade Tompkins’ Chair


Deprecated: Function get_magic_quotes_gpc() is deprecated in /hermes/bosnacweb08/bosnacweb08bf/b1577/ipg.rifuturecom/RIFutureNew/wp-includes/formatting.php on line 4387

Deprecated: Function get_magic_quotes_gpc() is deprecated in /hermes/bosnacweb08/bosnacweb08bf/b1577/ipg.rifuturecom/RIFutureNew/wp-includes/formatting.php on line 4387

Today is John Joyce’s memorial service. He died way too young at age 50 and was a bona fide friend and hero to the people on the streets.

His job, his mission in life, was to connect with the homeless people of Providence. Just to connect with them. After food, water and warmth connection is the most important human need and John Joyce figured if we couldn’t provide the first three he would provide the fourth.

Also today, I saw this short article in the New York Times. It’s about Providence resident and art curator Cade Tomkins. Like Joyce, Tompkins also caters to a specific demographic in Providence. But it isn’t the homeless…

Ms. Tompkins has upholstered a chaise longue with fabric by Serena Perrone, who makes silk-screened photolithographs that meld images recalling Japanese Edo woodcuts with domestic Western objects and architecture. The fabric is called Biwa, after a lake in Japan, and it is hand-printed to order by Ryan Parker and Shelby Donnelly, technicians for the artists, for $495 a yard with a 12-yard minimum.

That’s almost $6,000 for the material alone for a chair that will probably not be sat in all that much. Such a sum could easily provide food, water and warmth for many of Joyce’s constituents.

I don’t know Cade Tomkins, and I definitely do not mean to imply she is doing anything wrong by making an expensive chair. My honest guess is that she is a wonderful person and it surely a beautiful chair.

Whether you want to sit in it or not, that super expensive chair is a really important component of Rhode Island’s economy. So are the homeless, like them or not.

If you can afford to buy this chair, please support a modest income tax increase so Rhode Island can keep John Joyce’s work alive now that he isn’t. What good is it anyways to look at a super beautiful chair at home if you have to see people freezing to death on the way to the Capital Grille?

Remembering John Joyce


Deprecated: Function get_magic_quotes_gpc() is deprecated in /hermes/bosnacweb08/bosnacweb08bf/b1577/ipg.rifuturecom/RIFutureNew/wp-includes/formatting.php on line 4387

Deprecated: Function get_magic_quotes_gpc() is deprecated in /hermes/bosnacweb08/bosnacweb08bf/b1577/ipg.rifuturecom/RIFutureNew/wp-includes/formatting.php on line 4387

If a place like Heaven exists, I would liked to have been there when John Joyce checked in the other day.

“So you overcame inner demons and homelessness to become a 24-hour-a-day advocate and activist for the most downtrodden people in all of society,” St. Peter would have noted approvingly while perusing Joyce’s impressive karmic resume.

And if the Almighty’s criteria is anything like mine, then John Joyce gets the fluffiest corner cloud on the heavenly block. “We’ve reserved a special suite for you, Mr. Joyce,” St. Peter would say with a smile as he shakes Joyce’s hand with a respect reserved for only the most deserving residents. “Your new neighbors Gandhi and Mother Teresa will show you the way.”

I didn’t know John Joyce all that well but I knew him well enough to know that he exemplified almost everything that, to my mind, makes someone good – from the meta to the micro. His life was dedicated to social justice and he never, ever missed an opportunity to let someone know that he cared.

His famous farewell – “be safe” – spoke to both his intentions and his experiences. I don’t believe he cared if anyone was happy until everyone was safe. And damn near every time he delivered that line to me I was forced to remember that there are people out there who can’t afford to take even their personal safety for granted. It was more than a pleasantry, it was a powerful political statement.

My guess is younger John Joyce would never imagine maturing into an activist, but he’s probably among the most noteworthy progressive crusaders Rhode Island has known in a long time. He cut his chops political chops during the Tent City movement in Providence, when a group of homeless people set up their own attempt at utopia on a vacant city lot. He was an influential figure behind the scenes with Occupy Providence. He’s a co-founder of the Rhode Island Homeless Advocacy Project. He authored and ushered-through the nation’s first ever Homeless Bill of Rights.

He spent his days both mingling with the least fortunate and fighting the most powerful. There were times I’d see him taking care of a dirty drunk on Westminster Street in the morning, then in the afternoon I’d see him giving hell to a stuffed suit at the State House. He had all the wrong friends and all the right enemies.

Yet, I can’t recall ever not seeing that signature smile on his face. He lived through and worked every day with the most impoverished situations in Rhode Island and he seemingly never stopped smiling. Even when he told me he had terminal cancer, he still wore that same fuck-you smile. It takes a special kind of soul to wear a shit-eating grin when discussing your own impending death.

That was his gift. He looked even death in the face and smiled. No wonder he was able to beat the streets.

Whether there’s a heaven or not, I don’t worry at all for my friend John Joyce. He’s a survivor and he’ll be just fine where ever he is now. Rhode Island, on the other hand, lost an irreplaceable activist last week and one of our all-time great progressive heroes.

Coalition on John Joyce: ‘Incomparable Advocate’


Deprecated: Function get_magic_quotes_gpc() is deprecated in /hermes/bosnacweb08/bosnacweb08bf/b1577/ipg.rifuturecom/RIFutureNew/wp-includes/formatting.php on line 4387

Deprecated: Function get_magic_quotes_gpc() is deprecated in /hermes/bosnacweb08/bosnacweb08bf/b1577/ipg.rifuturecom/RIFutureNew/wp-includes/formatting.php on line 4387

There will be a memorial for John Joyce on Thursday, February 21 “with a memorial with visitation beginning at 9 am at Beneficent Congregational Church, 300 Weybosset Street, Providence, RI. The memorial service will be at 11 am, in the church, with a reception and luncheon to follow,” according to the Rhode Island Coalition for the Homeless put out this statement today on his passing.

It is with great sadness that the Coalition for the Homeless and our constituents say goodbye to a dear friend and an incomparable advocate, John Joyce. John was the co-founder of the Rhode Island Homeless Advocacy Project (RIHAP), a grassroots organization that works to engage homeless and formerly homeless individuals in outreach and advocacy efforts to end homelessness.

John was the author of the Rhode Island Homeless Bill of Rights, a landmark law that ensures no Rhode Islander without a home will be discriminated against based on his or her housing status. Prior to this legislative victory, John collaborated with RIHAP to introduce and pass the Homeless Hate Crime bill. In addition to his advocacy work, John served as an outreach worker for the Home Base program at the Providence Center, assisting countless constituents.

John helped to organize the first tent city in Providence in January 2009 in response to a lack of shelter beds for homeless constituents. John continued to fight to ensure there is adequate space in the emergency shelter system but wholeheartedly believed in affordable housing as the solution to homelessness. As someone who had experienced homelessness himself, John was not afraid to speak truth to power and recognized that homelessness in Rhode Island will only end if those who are homeless have a voice in the process.

We will join the community in celebrating John’s life on Thursday, February 21, with a memorial with visitation beginning at 9 am at Beneficent Congregational Church, 300 Weybosset Street, Providence, RI. The memorial service will be at 11 am, in the church, with a reception and luncheon to follow. All are welcome.

 

John Joyce campaigns for the Homeless Bill of Rights.

Rest In Peace, John Joyce. Be Safe, Brother


Deprecated: Function get_magic_quotes_gpc() is deprecated in /hermes/bosnacweb08/bosnacweb08bf/b1577/ipg.rifuturecom/RIFutureNew/wp-includes/formatting.php on line 4387

Deprecated: Function get_magic_quotes_gpc() is deprecated in /hermes/bosnacweb08/bosnacweb08bf/b1577/ipg.rifuturecom/RIFutureNew/wp-includes/formatting.php on line 4387
John Joyce.

John Joyce, a tireless activist for and loyal friend to the homeless community in Rhode Island, passed away last night. He was 50 years old.

“We are all better for knowing him,” said Jim Ryczek, his good friend and colleague at the Rhode Island Coalition for the Homeless.

He passed away at home last night with his partner Megan Smith by his side. She sang to him his favorite song as he left this life. He had lung cancer that had spread into his bones.

John Joyce campaigns for the Homeless Bill of Rights.

Joyce became an accomplished political activist; he was the author and driving force behind the passage of the nation’s first Homeless Bill of Rights last year and he was a strong presence at the State House, incessantly lobbying legislators to take action to end homelessness in Rhode Island. His greatest political asset was his ability to speak frankly with people.

His greatest accomplishment may have been beating the streets themselves. He was a laborer by trade earlier in life but a couple bad breaks left him homeless in Providence. He spent many a winter night sleeping outside near Rhode Island Hospital. Always a fighter, Joyce was able to find transitional housing, and then a job.

Whatever his job title happened to be in what he often called the “homeless industrial complex” his role was to serve as a liaison between the system and the homeless. He spent all day, and often long nights, hanging out in downtown Providence, helping people find services or trading in political gossip. He was equally adept at both.

For those of us fortunate to have known him, we will always remember his signature good-bye and wish it to him in whatever comes after this life: “Be safe, brother.”

Protest Cuts to Rental Assistance Program Today


Deprecated: Function get_magic_quotes_gpc() is deprecated in /hermes/bosnacweb08/bosnacweb08bf/b1577/ipg.rifuturecom/RIFutureNew/wp-includes/formatting.php on line 4387

Deprecated: Function get_magic_quotes_gpc() is deprecated in /hermes/bosnacweb08/bosnacweb08bf/b1577/ipg.rifuturecom/RIFutureNew/wp-includes/formatting.php on line 4387
Rental Property
Rental Property
(image via NYTimes Examiner)

Goveror Chafee gets more guff today because of his reluctance to help the most struggling Rhode Islanders as housing advocates rally at the State House today, 3pm, to call for more funding to a rental assistance program.

“Because of State cuts to Rhode Island Housing Authority, tenants in seven apartment complexes in Providence, Central Falls and Woonsocket are in jeopardy of losing their subsidized apartments,” according to a press release from the Committee to Save Tenant Housing. “The Governor and other politicians campaigned this year on the Plan to End Homelessness Platform.  Yet, 234 households are being affected by this cut back and could potentially end up homeless.”

Chafee has drawn considerable ire of those who advocate for the most at-risk Rhode Islanders.

Two weeks ago the RI Coalition for the Homeless was highly critical of the governor because his proposed budget didn’t include any additional funding to end homelessness in RI.

“The Governor is turning a deaf ear and a blind eye to the needs of the most vulnerable Rhode Islanders,” said Jim Ryczek, executive direcotrt of the Rhode Island Coaltion for the Homeless.”He had the power to do something to alleviate the homeless crisis, to help those Rhode Islanders experiencing homelessness, and instead, he chose to do nothing. I don’t know how he sleeps at night knowing that while he sleeps in comfort there are hundreds of Rhode Islanders who have no place to call home.”

Why We Honor Our Dead With A Homeless Memorial


Deprecated: Function get_magic_quotes_gpc() is deprecated in /hermes/bosnacweb08/bosnacweb08bf/b1577/ipg.rifuturecom/RIFutureNew/wp-includes/formatting.php on line 4387

Deprecated: Function get_magic_quotes_gpc() is deprecated in /hermes/bosnacweb08/bosnacweb08bf/b1577/ipg.rifuturecom/RIFutureNew/wp-includes/formatting.php on line 4387
Candles lit for the deceased at the 2013 Homeless Memorial

It dropped down to single digit temperatures this week; conditions perilous for anyone caught on the street. Some will be fortunate enough to spend the nights in their cars. Others will find shelter at a system that is already short 156 beds. But many will sleep outside; beneath bridges, in abandoned lots, behind dumpsters, in makeshift camps in the woods.

It was under these circumstances that we held our homeless memorial on Wednesday morning. We do this yearly to remember those involved in the issue of homelessness who passed without seeing an end to homelessness. We usually do this quietly, inviting people to attend the ceremony and luncheon as members of the general public. But this year there was a great amount of press interest, and it feels important to explain the event and why we do it.

The people who died over the last year were a varied group. Some had experienced homelessness in their lives. Others had fought to end it. Some died on the street, others died in warm beds. They were all integrally involved in this issue.

They were daughters and sons, fathers and mothers, husbands and wives, brothers and sisters. They laughed and cried, and they lived and died; just as anyone else does.

There is a real consequence to allowing homelessness to continue: we will hold another memorial next year for those who will die this year. We will honor our dead again and again. We will do this each year until no one else dies without a home, until no one else dies fighting to make sure no Rhode Islander has to go without a home.

The cost of inaction and half-measures will be paid with human lives; doing nothing is not free. People will die on the street. Deaths that could have been avoided. Deaths that we know how to prevent. Our state has a plan to end homelessness, based on actual real-world solutions that work. It merely requires funding to begin working. Homelessness is not an impossible issue to solve; we know the solution.

Unfortunately it costs money to implement, and some of that money will have to come from the state. But switching our government’s mindset from that of a state that allows homelessness to continue to that of an anti-homelessness state will save the state money as well. People will get back on their feet and cease to be marked as “homeless” and instead be known simply as “Rhode Islanders” without any qualifiers.

The best way to honor those who have passed this last year is to end homelessness in this state. Until such a time that our government decides this is a priority, that the cost in human life and suffering is too high, we will honor our dead as best we can.

A Video Game That Rhode Island Can Be Proud Of

On Monday, November 19th Sojourner House, a local domestic violence agency, will be releasing The Real Robots of Robot High, a video game aimed at teaching middle school students about healthy relationships. Joining Sojourner House supporters and students from Highlander Charter School will be Senator Sheldon Whitehouse and Providence Mayor Angel Taveras.

The video game is the result of Start Strong Rhode Island, a grant Sojourner House received in 2008 from the Robert Wood Johnson Foundation to create new ways to prevent teen dating violence and abuse. Sojourner House was one of only eleven programs in the country chosen for the new initiative focusing on preventing intimate partner violence.

Sojourner House believes that this fresh approach to teaching violence prevention, which uses cutting-edge technology to engage youth where they increasingly spend their free time: on the Internet will reduce interpersonal violence among Rhode Island middle and high school students.

Visit The Real Robots of Robot High to learn more about the video game and this program.

Voters Reject Libertarian Lie of Self-Made Millionaire

The 2012 elections have been seen by many as a bold refutation on the part of voters to extreme religious conservatism: marriage equality made big strides in four states, women’s rights took a small step forward as the Senate is now comprised of 20% women and reproductive rights were supported as voters saw fit to reject Aiken, Mourdock and others who said unbelievably objectionable things about rape and abortion.

But the voters also rejected the other half of the Republican Party’s conservative agenda. They have rejected the libertarian lie of the self made millionaire in favor the reality that we all get where we are going with the help of others. While libertarians create elaborate schemes of minimal government and free market utopias, voters in the real world recognize the need for things like infrastructure and education investment.

Here in Rhode Island, voters approved a host of important bond issues. These bond issues are very different in character, but their approval demonstrates that in our heart of hearts, we are a kind and compassionate people who really want to help each other achieve our goals, not a group of ruthless competitors battling it out for supremacy in some sort of Darwinian financial Thunderdome.

Putting aside the first two questions, as to whether or not to expand gambling in the state, we can look at Question 3, Higher Education. 65.5% of voters decided that even in these financially difficult times, Rhode Island College is worthy of $50 million for renovations to key buildings and an expansion of the nursing program. At a time when conservatives are looking to corporatize and outsource education, Rhode Islanders have decided to support public education at a college level, because a commitment to education is a key value.

Question 4, provides funds for a new veterans retirement home. With 77% of the voters approving, this vote shows that we are a people committed to fairness and gratitude. Veterans sacrifice for this country, and one of our great shames is the second class treatment we afford our country’s heroes after they are dismissed from service. Yet this vote shows that we are in fact committed to honoring our debts to these men and women, despite the priorities of the politicians and bureaucrats who prioritize our veterans differently.

Question 5 deals with clean water, and since everyone wants that, the vote, with 73.2% approving, could be interpreted as being selfishly motivated. $20 million is to be spent on waste water facilities and drinking water infrastructure, but the Clean Water Finance Agency also provides low-interest loans for communities and utilities to undertake improvements. Rhode Island is of course proud of its amazing drinking water, and caring for this vital resource is a gift to future generations, as well as to each other.

Speaking of gifts to future generations, Question 6 concerned environmental management, and 69.3% of voters approved. Local recreation projects, open space and farmland preservation and improved water quality in the Narragansett Bay will all become realities due to this $20 million bond.

The final ballot measure, Question 7, passed by the lowest margin but with a 60.6% approval the vote wasn’t really close. This bond provides $25 million that will be matched with $225 million from other sources to provide affordable housing. As a strong supporter of and volunteer with Habitat for Humanity, such housing is a real priority for me, and at least 6 out of 10 Rhode Islanders concur, even in, or perhaps especially in, these economically difficult times.

Libertarians believe that education and environmental issues are best solved through the free market. If people want education, they’ll pay their way through private schools. If they want to breathe clean air they will purchase it in containers at the store. If they want large swaths of nature to be protected from development they should save their money and buy it before some developer strip mines it. If veterans want to retire in comfort and dignity they should have saved their money or found employment that paid them more and if people can’t afford decent housing they should live in a box and work harder.

But voters this election cycle, not only here in Rhode Island demonstrated that they don’t really believe in that. Elizabeth Warren, Senator elect from Massachusetts, said it well:

There is nobody in this country who got rich on his own. Nobody. You built a factory out there? Good for you. But I want to be clear: you moved your goods to market on the roads the rest of us paid for; you hired workers the rest of us paid to educate; you were safe in your factory because of police forces and fire forces that the rest of us paid for. You didn’t have to worry that marauding bands would come and seize everything at your factory, and hire someone to protect against this, because of the work the rest of us did. Now look, you built a factory and it turned into something terrific, or a great idea? God bless. Keep a big hunk of it. But part of the underlying social contract is you take a hunk of that and pay forward for the next kid who comes along.

This is the America that most Rhode Islanders believe in. For the libertarian policies to win acceptance by the greater public economic conservatives will need to convince us to turn away from our sense of fairness, our sense of charity and our duty to care for each other and for the future. To achieve their goals, economic conservatives need only to convince voters that the only thing that matters is our own short term self-interest and to reject the very values that best ennoble us.

Congrats to RI, John Joyce for Homeless Bill of Rights


Deprecated: Function get_magic_quotes_gpc() is deprecated in /hermes/bosnacweb08/bosnacweb08bf/b1577/ipg.rifuturecom/RIFutureNew/wp-includes/formatting.php on line 4387

Deprecated: Function get_magic_quotes_gpc() is deprecated in /hermes/bosnacweb08/bosnacweb08bf/b1577/ipg.rifuturecom/RIFutureNew/wp-includes/formatting.php on line 4387

Rhode Island should indeed be proud as it is the only state in the nation to pass a law that specifically protects the rights of the homeless. The newly-enacted Homeless Bill of Rights protects those without homes by ensuring they can vote, that they can rent an apartment, that they can get a job and that they can be free of unnecessary public harassment.

And while Rhode Islanders should be proud of the law we passed, we should also take a moment to be grateful to the person most responsible for its passage: John Joyce.

Formerly homeless himself, Joyce now advocates for those in the position he once found himself in. And no one does it any better than he does. He not only wrote the first draft of the bill, he could be found at the State House almost every day of the legislative session lobbying for its passage.

John Joyce, of the Rhode Island Homeless Advocacy Project, campaigns for the Homeless Bill of Rights during the legislative session. (Photo by Bob Plain)

At one point, near the end of the legislative session when the bill was seeming like a long shot, he even made handouts depicting House Speaker Gordon Fox and Nicholas Mattiello as old west outlaws with the words “wanted” over their mugshots because the two were seen as impediments to the bill.

So congratulations, Rhode Island, on being the first state in the country to pass a Homeless Bill of Rights. And congratulations to John Joyce for successfully shepherding it through the legislative process  … I for one am very glad my community has both this law in particular and John Joyce in general.

Be safe, John.

Homeless Bill of Rights Passes State Senate


Deprecated: Function get_magic_quotes_gpc() is deprecated in /hermes/bosnacweb08/bosnacweb08bf/b1577/ipg.rifuturecom/RIFutureNew/wp-includes/formatting.php on line 4387

Deprecated: Function get_magic_quotes_gpc() is deprecated in /hermes/bosnacweb08/bosnacweb08bf/b1577/ipg.rifuturecom/RIFutureNew/wp-includes/formatting.php on line 4387

Taking a “historic step” forward according to advocates, the Rhode Island Senate voted 33-2 to pass Senate Bill 2052, a.k.a. the Homeless Bill of Rights.

The law provides homeless people with protections against discrimination based on their housing status, preventing them from being told to move along if they enter libraries or sit on park benches and aren’t causing a disturbance. The passage of the bill in the Senate is considered a major step forward in protecting homeless from undue discrimination. Its passage brought a round of applause from the gallery and the floor.

The seventh item considered by the Senate that day, the rest had been deferred or otherwise passed unanimously without debate, but the Homeless Bill of Rights caused some discussion lasting roughly ten minutes. Senators rose to give their opinions regarding the bill, including Senators Moura, Nesselbush, Metts and Walaska. Senator John Tassoni, the bill sponsor, introduced the bill by thanking advocates, and the ACLU; “yes, the ACLU, I said it,” said Sen. Tassoni, causing laughter from the Senate floor and the gallery.

Leading the objections to the bill were Republican Senators Bethany Moura and Glenford Shibley, the two dissenting votes. Their fears mainly focused on a possible safety issue, as Sen. Shibley put it, “some homeless people are criminals.” He also suggested that the protections the bill would grant would lead to immigration by homeless individuals from other states.

Senator William Walaska, who voted for the bill, asked about where people would be registered to vote, something not covered under the law. Under current voting law, individuals can register to vote wherever they physically live, be it a street corner, a shelter, or a house or apartment address. Mailing addresses must be a valid mailbox though.

Rising to commend Senator  Tassoni on the bill were Senators Pichardo, Metts, Nesselbush, and Ruggerio. Many of them thanked him for his service over the years, and others responded to criticisms and questions on the bill. “We have most of the services in Providence,” said Senator Metts. “We’ll welcome them with open arms.” He also paraphrased Matthew 25:40, saying “what you do to the least of my brothers…”

The bill passed with bipartisan support, except for the two dissenting senators. A companion bill in the House must be brought to that chamber’s floor before the bill can be signed into law by the Governor.

Senate Takes Historic Vote On Homeless Rights


Deprecated: Function get_magic_quotes_gpc() is deprecated in /hermes/bosnacweb08/bosnacweb08bf/b1577/ipg.rifuturecom/RIFutureNew/wp-includes/formatting.php on line 4387

Deprecated: Function get_magic_quotes_gpc() is deprecated in /hermes/bosnacweb08/bosnacweb08bf/b1577/ipg.rifuturecom/RIFutureNew/wp-includes/formatting.php on line 4387

The state Senate today has an opportunity to move Rhode Island one step closer to being the first state in the country to adopt a a homeless bill of rights, said Karen Jeffreys, of the Coalition for the Homeless, as members vote today on a measure that would guarantee Rhode Island’s most vulnerable residents equal protections under the law.

“Rights included in the bill include, but are not limited to, the right to use public spaces, the right to vote, and the right to equal treatment by police, employers and medical professionals,” according to a press release from the Coalition.

John Joyce, of the Rhode Island Homeless Advocacy Project, told the Associated Press in January that discrimination against the state’s homeless population is rampant.

The bill is sponsored by John Tassoni, a Smithfield Democrat. A similar bill in the House has not yet been voted out of committee.

Lawmakers Briefed on Plan to End Homelessness


Deprecated: Function get_magic_quotes_gpc() is deprecated in /hermes/bosnacweb08/bosnacweb08bf/b1577/ipg.rifuturecom/RIFutureNew/wp-includes/formatting.php on line 4387

Deprecated: Function get_magic_quotes_gpc() is deprecated in /hermes/bosnacweb08/bosnacweb08bf/b1577/ipg.rifuturecom/RIFutureNew/wp-includes/formatting.php on line 4387

As marchers gathered for their May Day march on the west side of Providence to protest unfair economic conditions, a crowd of over thirty people, nine of whom were sitting legislators, listened to a briefing in the Rhode Island Senate lounge on the state’s Plan to End Homelessness, known as Opening Doors Rhode Island. The briefing was presented by Mike Tondra, Executive Director of the Office of Housing and Community Development and Eric Hirsch, Professor of Sociology at Providence College. The Plan would spend $130 million with the long-term goal of ending homeless in the state of Rhode Island, starting with veterans and then focusing on those chronically homeless; by focusing on the neediest populations first, it would significantly reduce the costs of homeless in the state.

Mr. Tondra, who also is the Executive Director of the Housing Resources Commission which adopted the plan earlier this year, presented the origin of the Plan, how it was developed with the input of housing authorities; local, state and federal departments; and advocates and charities. Prof. Hirsch provided the factual basis for the Plan. He explained that the $130 million price tag associated with the Plan is one that takes into a variety of sources; including federal, state, local, nonprofit groups, and other institutions like universities and hospitals.

Projected decreases in homelessness under Opening Doors Rhode Island

Prof. Hirsch said the cost of keeping families and the chronically homeless in homeless shelters was ultimately more expensive than paying for supportive housing, the “housing first” model. According to him, the costs of homelessness for 48 people currently total just over $1.5 million, working out to $31,617 per client served, whether it be in hospital or ER visits, staying in a shelter, or spending time in jail or prison.

“And that’s not including ambulance costs,” he said. “The city of Providence spends over $300,000 per month on ambulance runs.”

In the very first year after the Plan would be implemented, the total cost would drop to slightly more than $400,000 for 48 people; with most of the costs going towards housing subsidies and supportive services. The savings mostly come from less need for hospitals and shelters, as housing would provide less need for either. The savings work out to $7946 per person.

Worcester, MA, has already done this, Prof. Hirsch pointed out, saying that it wasn’t merely fanciful thinking. There, the city took all of the money it reserved for shelter and put it into vouchers for supportive housing, reducing chronic homelessness from a high of about 100 down to merely four individuals. Sen. John Tassoni (D — Smithfield), the briefing’s sponsor, concurred, “if Worcester can do it, Rhode Island can do it.”

Beyond all the facts and figures, the moral argument stood out. Said one homeless man, Vern, to the assembled legislators, “don’t make your children and grandchildren go through what I’ve gone through.” Said Prof. Hirsch, “does anyone here really believe that it’s morally acceptable to allow someone to spend eight years without a home?” When no one responded, he said, “that was a rhetorical question.”

Low Income, Homelessness Issues at State House Today


Deprecated: Function get_magic_quotes_gpc() is deprecated in /hermes/bosnacweb08/bosnacweb08bf/b1577/ipg.rifuturecom/RIFutureNew/wp-includes/formatting.php on line 4387

Deprecated: Function get_magic_quotes_gpc() is deprecated in /hermes/bosnacweb08/bosnacweb08bf/b1577/ipg.rifuturecom/RIFutureNew/wp-includes/formatting.php on line 4387

The powerful House Finance Committee will hear a bill today that would restore the $12 million cut from the Neighborhood Opportunities Program last legislative session.

According to Housing WorksRI’s website, the NOP program is “a unique, state-funded program designed to provide homes for low-wage working families and individuals with disabilities. The program provides funds to cover the difference between the rental cost affordable to very low-wage Rhode Islanders and the cost to owners of actually operating the rental unit. Essentially, NOP funding allows rents to be set at a level that is both affordable for renters and sustainable for owners.”

The bill, sponsored by Rep. Scott Slater, a progressive Democrat from Providence, would also put a referendum question on the Novemeber ballot asking voters to approve a $75 million bond for the program.

There’s also a briefing on the Plan to End Homelessness at 2 p.m. hosted by Sen. John Tassoni, a labor-backed Democrat from Lincoln. The plan was approved by most social service agencies involved with it but is not expected to be funded by the General Assembly.

Then, later today, the House Judiciary Committee will hear a bill today authored by Rep. joy Hearn, a Barrington Democrat, that would make it illegal for people under 21 to enter nightclubs where alcohol is served.

“I’ve introduced this bill before, but never has this been a more critical problem than it is today with all of the violence happening at our nightclubs,” Hearn said in a press release. “There’s more and more fights breaking out at these clubs at closing time. Meanwhile, we’re trying to focus on building and expanding our knowledge districts, but we’re getting distracted by these setbacks. This bill can also be seen as a plus for nightclub owners who are trying to put a stop to recurring violence in their establishments.”

Banks at Fault for Many Multi-Family Foreclosures


Deprecated: Function get_magic_quotes_gpc() is deprecated in /hermes/bosnacweb08/bosnacweb08bf/b1577/ipg.rifuturecom/RIFutureNew/wp-includes/formatting.php on line 4387

Deprecated: Function get_magic_quotes_gpc() is deprecated in /hermes/bosnacweb08/bosnacweb08bf/b1577/ipg.rifuturecom/RIFutureNew/wp-includes/formatting.php on line 4387
Rep. O'Grady illustraes his point with a picture of 63 Kossuth St.

Rep. Jeremiah O’Grady thinks banks bear the responsibility for some of the multi-family rental properties that blight Rhode Island’s urban areas because they have been foreclosed upon.

To articulate his point, he used as an example 63 Kossuth St. in Olneyville, a property he knows well because his company, Olneyville Housing Corp. is restoring the abandoned property “at taxpayer expense,” he said, using federal money from the Neighborhood Stabilization Program.

The property was sold five times between 2002 and 2005, he said. In early 2002 it was sold for $35,000, then $67,000, then $134,000. In 2004, it was sold for $268,000 and in 2005 it sold for $350,000.

“Not surprisingly that building went into foreclosure when there was no one else to flip it to,” he said, “The bank evicted and the [tenants] walked away.”

O’Grady said by the time it sold for $134,000 banks should have known better than to issue such a loan because there was no realistic way a landlord could have made money renting the four one-bedroom units in the property.

“When banks lend on a commercial property then they ought to as responsible lenders lend on the value of that income stream and this is something that lenders did not do, to their detriment, to the detriment of their portfolio and to the detriment of the neighborhoods around them,” he told the House Judiciary Committee last night as it considered a bill that would prevent banks from evicting tenants who live in foreclosed properties.

To service a $350,000 mortgage, he told the committee, the landlord would have had to rent each unit for more than $1,000. The average rent for a one bedroom apartment in this neighborhood, he said, is about $525

“It’s just unreasonable and it’s reckless and that is why the banks should take some responsibility,” O’Grady said.

The legislation wouldn’t prevent banks from making bad loans, but it would prevent them from evicting tenants who rent in properties that go into foreclosure.

“The people who are innocent are the ones who are being punished the most,” said the bill’s sponsor, Rep. John Edwards, D- Tiverton, noting that Massachusetts and New Jersey already have such laws on their books.

But the issue is particularly problematic in Rhode Island, where a third of the foreclosures since 2009 have been multi-family homes, according to a recent HousingWorks RI report.

“The high rates of multifamily foreclosures in the state have resulted in the rental housing market becoming one of the most vulnerable segments of our economy,” says the report. “Each multi-family foreclosure affects multiple rental homes, which in turn threatens tenants with possible eviction. For every multi-family property foreclosed, approximately two to three families find themselves without shelter.”

Bills Would Protect Homeless, Renters, Mortgage Holders


Deprecated: Function get_magic_quotes_gpc() is deprecated in /hermes/bosnacweb08/bosnacweb08bf/b1577/ipg.rifuturecom/RIFutureNew/wp-includes/formatting.php on line 4387

Deprecated: Function get_magic_quotes_gpc() is deprecated in /hermes/bosnacweb08/bosnacweb08bf/b1577/ipg.rifuturecom/RIFutureNew/wp-includes/formatting.php on line 4387

A House committee today considers a number of bills that would protect people from banks, and one that would create what’s being called a “Homeless Bill of Rights.”

The Homeless Bill of Rights, sponsored by Rep. Christopher Blazejewski, D- Providence, would “provide all residents with an equal opportunity to live in decent, safe and sanitary accommodations regardless of housing status,” according to a press release. Specifically, the bill would guarantee that homeless people have the same access to housing, voting and social services as do people with legal addresses.

The three other bills before the House Judiciary Committee this afternoon would protect home owners and renters from fallout from the real estate collapse.

One, sponsored by John Edwards, a Tiverton Democrat, would “provide tenants of foreclosed properties greater protection against eviction” and another, sponsored by Stephen Ucci, D- Johnston, would prevent people from being evicted simply because the building they are living in has been foreclosed, according to the press release. So long as the tenant kept paying the rent, they couldn’t be evicted for 60 days after the sale.

Also, Rep. Richard Morrison’s bill that would require mortgage companies to make a “good faith” effort to renegotiate troubled home loans by  appointing a HUD-approved agency as a sort of mediator. “The goal of the process is to facilitate an agreement between the lender and homeowner that will avoid a foreclosure,” said a press release.

Struggling Cities Also Have Highest Foreclosure Rate


Deprecated: Function get_magic_quotes_gpc() is deprecated in /hermes/bosnacweb08/bosnacweb08bf/b1577/ipg.rifuturecom/RIFutureNew/wp-includes/formatting.php on line 4387

Deprecated: Function get_magic_quotes_gpc() is deprecated in /hermes/bosnacweb08/bosnacweb08bf/b1577/ipg.rifuturecom/RIFutureNew/wp-includes/formatting.php on line 4387
Click on the image to see which communities have been hit hardest by the foreclosure crisis.

Providence, Pawtucket, Central Falls and Woonsocket are not only four of the most “highly distressed” cities in the state in terms of municipal budgets, they also have the highest percentage of foreclosures, according to a new report from HousingWorks RI.

Central Falls has the highest percentage of its housing stock lost to foreclosure since 2009 with 13.66 percent of the supply. Providence is the second highest in the state with 9.78 percent. Woonsocket is third with 8.21 percent and Pawtucket fourth with 6.5 percent. West Warwick, the other city identified by Gov. Chafee as being “highly distressed” was sixth after North Providence.

“No community in Rhode Island has been immune to the volatile housing market, but foreclosures affect communities differently depending on the location of those foreclosures,” reads the report. “For example, in the state’s urban communities, high concentrations of foreclosures can blight entire neighborhoods with boarded up buildings.”

Also, the total number of foreclosures in Rhode Island went up in 2011, after dipping down in 2010, according to the report. In 2010, there were 1,891 residential foreclosures in the state, an average of 157 a month. In 2011, the number of foreclosures increased to 2,009 – or an average of 167 per month, according to the report. In 2009, there were 2,840 foreclosures in Rhode Island.

With almost a third of foreclosures in the state since 2009 being multi-family homes, Rhode Island’s rental home economy has been decimated by the foreclosure crisis, says the report – noting that in three years the state lost an estimated 6,300 rental properties.

“The increased demand for apartments coupled with a decreased supply has made affording a quality rental home much harder for Rhode Islanders,” reads the report. “The high rates of multifamily foreclosures in the state have resulted in the rental housing market becoming one of the most vulnerable segments of our economy. 40 percent of Rhode Islanders rent their homes and 1 in 4 of those renters are extremely cost burdened, spending more than 50 percent of their income on housing expenses.”

Central Falls and Providence have the highest percentage of multi-family home foreclosures, accounting for more than 50 percent of the total in the state.

“Each multi-family foreclosure affects multiple rental homes, which in turn threatens tenants with possible eviction,” according to the report. “For every multi-family property foreclosed, approximately two to three families find themselves without shelter.”

HousingWorks RI offered some potential fixes for this crisis in its report:

“For Rhode Island to remain truly competitive in attracting and retaining businesses and growing a vibrant workforce, the state must elevate long-term affordable housing into its overall economic development strategy and develop a consistent funding policy for long-term affordable housing development and operation.

The $25 million housing bond included in the Governor’s FY2013 budget is a first step, but lawmakers must consider a $50 million housing bond in order to maintain the success of the state’s Building Homes Rhode Island program. Investment in affordable housing programs will help the state emerge from the foreclosure crisis economically stronger.

Other states are taking decisive actions to grow their supply of long-term affordable rental homes. For example, in Massachusetts, the Governor’s FY 2013 budget recommends spending almost $375 million on housing programs, an increase of more than $25 million over current spending in FY 2012. In Connecticut, the Governor recently announced that he is substantially increasing the state’s commitment to affordable housing as a driver for economic growth, bringing that state’s total commitment to nearly $500 million over the next ten years.”

Click HERE to see the full report.

Homeless and Advocates Fight for Help at Senate Hearing


Deprecated: Function get_magic_quotes_gpc() is deprecated in /hermes/bosnacweb08/bosnacweb08bf/b1577/ipg.rifuturecom/RIFutureNew/wp-includes/formatting.php on line 4387

Deprecated: Function get_magic_quotes_gpc() is deprecated in /hermes/bosnacweb08/bosnacweb08bf/b1577/ipg.rifuturecom/RIFutureNew/wp-includes/formatting.php on line 4387
The ACI
Sen. John J. Tassoni, Jr.
Sen. John J. Tassoni, Jr., Chair of the Senate Housing and Municipal Government Committee (via Smithfield Democrats)

The State Senators of the Committee on Housing and Municipal Government met to hear testimony from homeless people and their advocates about the state’s emergency winter shelter and the move of the men’s shelter currently situated at Harrington Hall to the Gloria MacDonald building at the ACI.

Homeless people, advocates, service providers, and their supporters packed the room, with a number of people remaining standing throughout the roughly hour and a half long meeting where it was made clear that the state cannot continue on its present path.

With 88 beds, Harrington Hall is unable to meet demand and is often over capacity. Men looking to reserve a bed can do so if they agree to follow conditions laid out in a contract, about 40 have done so; another contract allows use of the 30 lockers available, all of which are currently reserved. Four showers are available.

When asked about the state of the bathrooms, which serve far more than 88 men each day, Sean Trott, a shift supervisor, said they are horrendous, but by shelter standards “we’re considered clean.” Trott described some shelter residents starting their days at 3:00 am to avoid waiting for the bathroom; “they are the hardest workers I know,” he said. When he ended his testimony, Trott received an ovation from the crowd for his full description of the conditions. Sen. John Tassoni, a Lincoln Democrat, said, “I wouldn’t even let my dog stay in that shelter.”

Sen. Tassoni and Sen. DeVall both spoke about being appalled by the conditions of Harrington Hall. Sen. DeVall expressed frustration that a year after viewing the shelter, conditions hadn’t improved and a solution had not yet been found. “The leadership needs to go over there and see what it’s like,” said Sen. Tassoni.

The senators also expressed surprise when a worker at Emmanuel House said that the shelter run by Crossroads Rhode Island on Broad St. in Providence maintained a policy of keeping half its beds empty, a revelation which was met by murmurs of knowing displeasure from the viewing crowd. The senators agreed to call a representative of Crossroads Rhode Island to the next meeting.

John Freitas, a member of the Rhode Island Homeless Advocacy Project (RIHAP) who is himself homeless said that shelter was not the solution, “housing is the solution.” Mr. Freitas stepped away from the podium without fielding a question from the senators. Indeed, not a single currently homeless or recently homeless person who gave testimony was questioned by any of the senators. The senators were more willing to engage with advocates, whom they often asked pointed questions to.

Early on, Sen. Hanna Gallo (D – Cranston) entered the meeting and was invited to ask questions. Most pressing to the senator from Cranston were five sex offenders who currently reside at Harrington Hall. Citing walking distance to a library and a baseball field, Sen. Gallo opposed moving the shelter to the new location. Sen. Gallo received support from Sen. Pinga and Sen. Maher. Jean Johnson, Executive Director of the House of Hope, responded by noting that House of Hope registers the sex offenders as residing there. If any fail to return at night, the police are notified. Thus, the location of said offenders is known and watched from 7 pm at night to 5 am in the morning. No such protection exists for sex offenders not registered with the shelter. Sen. Tassoni said that this was the result of a few residents in Cranston getting their neighbors worked up over nothing, noting that 82 sex offenders currently reside in Cranston.

Sen. Crowley asked Ms. Johnson what happens to a typical resident in the morning. “They get on a bus and go to where we know people usually congregate, such as Providence,” replied Ms. Johnson.

“What’s to stop them from getting off at Pine St.?” said Sen. Crowley.

The ACI
The ACI in Cranston

“Nothing,” said Ms. Johnson. She went on to note that in House of Hope’s time running Harrington Hall, sixteen sex offenders had found housing, while seven were returned to prison. However, only the one of those was due an incident of recidivism; the others were due to parole violations.

Jim Ryczek, Executive Director of the Rhode Island Coalition for the Homeless, gave testimony to the committee where he said that many of the issues with the sex offenders were problems that the House of Hope had taken on upon themselves, providing a service to the state that the Department of Corrections would otherwise have to fill. Sen. Maher acknowledged that the senators were aware of this lack in the Department of Corrections. Sen. Pinga also expressed a desire to separate the five sex offenders from the rest of the residents at Harrington Hall. Neither senator offered suggestions for how such a thing might be done. Mr. Ryczek, a resident of Cranston and father of two young children, noted the jarring experience of receiving a sex offender notice in the mail, but asked the senators to look beyond that to dealing with people who need assistance.

Sen. Pinga did note that all towns and cities in Rhode Island are required to have 10% of their housing stock be affordable housing, which would help in alleviating homelessness. Sen. Tassoni pointed said that only 40% to 50% of municipalities had so far met that goal.

John Joyce, co-director of RIHAP, delivered some of the last testimony. “It seems like year after year the conversation about homelessness ends when the winter shelters end,” said Mr. Joyce. He said that the state’s commitment to the homeless doesn’t end, and pointed out that Dr. Eric Hirsch, a Professor of Sociology at Providence College, had calculated it cost the state $8,000 more to keep someone in a shelter than in permanent supportive housing with wraparound services (Dr. Hirsch also gave testimony earlier in the meeting). “We can end homelessness in Rhode Island,” said Mr. Joyce.

Rhode Island’s Rent Is Too Damn High


Deprecated: Function get_magic_quotes_gpc() is deprecated in /hermes/bosnacweb08/bosnacweb08bf/b1577/ipg.rifuturecom/RIFutureNew/wp-includes/formatting.php on line 4387

Deprecated: Function get_magic_quotes_gpc() is deprecated in /hermes/bosnacweb08/bosnacweb08bf/b1577/ipg.rifuturecom/RIFutureNew/wp-includes/formatting.php on line 4387
Rental Property
Rental Property
(image via NYTimes Examiner)

A new national report entitled Out of Reach put out by the National Low Income Housing Coalition (NLIHC), shows that housing in Rhode Island is unaffordable to anyone who’s not making above-average wages. The study shows that:

  • Fair Market Rent (FMR) for a two-bedroom apartment in the state is $924 a month. To afford that rent and utilities and not pay more than 30% of their annual income on housing, a household would have to earn $3,081 a month or $36,974 annually.  If you worked a 40-hour workweek every week for a year, this would mean your wages would have to be $17.78 an hour.
  • For minimum wage earners, the prospect is bleaker. To afford the FMR of a two-bedroom, a worker working at $7.40 an hour would have to work 96 hours a week (there are 168 hours in a week) for 52 weeks a year. To maintain a 40-hour workweek, the two-bedroom apartment would have to contain 2.4 workers.
  • Luckily, the average worker earns about $11.64 an hour. So assuming a 52 week work year, the average worker only has to work 61 hours to afford a two-bedroom . To maintain a 40-hour workweek, the number of inhabitants would have to be 1.5 workers.

According to the report: “Out of Reach speaks to a fundamental truth: a mismatch exists between the cost of living, the availability of rental assistance and the wages people earn day to day across the country. An affordable home, providing stability and shelter, is a basic human need. Expanding the availability of affordable housing to address the unmet need of so many low income Americans should be a top public policy priority.”

There are three conclusions the report reaches:

  1. The Need for Low Income Housing: 1 in 4 renters nationwide are extremely low income; but low income housing stock is decreasing.
  2. Wages Can’t Cover Rents: In no state can a minimum wage earner employed full-time afford the FMR on a two-bedroom apartment.
  3. Affordability Issues Are A Nationwide Issue: In nearly every state, the average wage earner is also unable to afford a two-bedroom apartment

In terms of our housing wage ($17.78), Rhode Island ranks 17th in the nation, with Massachusetts, Connecticut and New Hampshire all higher. But that isn’t the full picture. In terms of the gap between the costs of a two-bedroom apartment and what an average worker actually makes, Rhode Island ranks 8th in the nation.

“This report verifies what we are seeing day to day here in our state,” stated Brenda Clement, Executive Director for Housing Action Coalition of RI. “Despite the national trumpeting of a recovery, what we see on the frontlines is more and more Rhode Island families struggling to remain in their home or find an adequate, safe and affordable place to live.”

Advocates have been pushing policy-makers for a funding stream for affordable housing through the Neighborhood Opportunities Program, which would increase the amount of affordable housing in the state; lowering expenditures on housing and freeing capital for purchasing. As Chris Hannifan, Executive Director of the Housing Network (the state’s association of CDCs) puts it: “Housing is the cornerstone to our state’s economic growth and investing in affordable housing production will help our state on the path to economic recovery.”

Dr. Supply-Side, or: How We Learned to Stop Worrying and Love the Stimulus


Deprecated: Function get_magic_quotes_gpc() is deprecated in /hermes/bosnacweb08/bosnacweb08bf/b1577/ipg.rifuturecom/RIFutureNew/wp-includes/formatting.php on line 4387

Deprecated: Function get_magic_quotes_gpc() is deprecated in /hermes/bosnacweb08/bosnacweb08bf/b1577/ipg.rifuturecom/RIFutureNew/wp-includes/formatting.php on line 4387

Some people — including a Presidential front-runner and many leading Democrats in the RI General Assembly — love to insist that government spending does not create jobs, and that therefore we should continue cutting taxes for the wealthy in order to generate economic growth. The problem with the trickle-down argument, other than the fact that there is little evidence to support it, is that the opposite is actually true – especially when it comes to getting out of a recession. In fact, history shows us that:

when economic times are bleak, there are doable steps that a government can take that make a difference to get the economy back on a path of growth and job creation.

For a really good example of exactly how this works, we don’t even have to go back to the Great Depression, nor do we have to travel to Detroit (even though I really love cars and trees that are the right height). Here’s a personal story from right here in Rhode Island — my own.

In the fall of 2009, we bought our first home — a small bungalow that was built in the 1920s. We got an FHA-insured mortgage, and we knew that when we filed our taxes for that year, we would be eligible for a first-time home-buyers’ tax credit of $8,000. With a baby on the way, we were motivated to buy a home — but if the tax credit hadn’t been offered, I doubt we would have been able to do it as quickly. It took some Keynes to help get our keys on closing day.

During the run-up to closing, we hired a home inspector and a lead inspector. When it came time to move, we needed movers to carry most of the big stuff (and I won’t lie, they carried plenty of the small and medium stuff, too). We called the cable company and got our new house wired up. We installed a new stove, and a washer & dryer — and had the broken-down old ones removed.

We had to buy furniture to prepare a room for our daughter, as well as one for visiting grandparents. Got a good price on a truckload of wood for the fireplace which we planned — and still plan someday — on converting to wood-stove insert. Not to mention countless trips to the hardware store for tools and materials for DIY projects (and as big as my tool set has grown, it still feels like the tool I use the most is my wallet). Suffice to say, the $8,000 credit meant a lot that first year.

Our house still had some of its original windows, with layers of lead paint and and potentially dangerous friction zones. So we just kept those windows shut until the spring of 2011, when we looked into finding a lead-safe contractor to replace them. We learned about an energy efficiency tax credit that reimbursed some of the cost of new windows – and so we got the work done.

Then in the late summer, we saw some news about a Home Energy Audit that we could get — for free — to determine what areas of our home need more insulation and where we could stop air from leaking out/in. If we decided to contract with someone to do the work, not only would we save on future energy bills, but about 75% of the total cost of insulation work and air leakage sealing would be paid for. (The program also replaced — at no cost to us — our old incandescent bulbs with CFL bulbs, saving us more money.)

During the energy audit, the inspector also discovered some old knob and tube wiring that would become a fire hazard, were we to cover it with insulation. Before we could proceed with the insulation work, we had to replace that wiring. Now we have hired a licensed electrician to do this work — because while I like to keep up with current events, I don’t want to become one.

And with every check we wrote, and with every swipe of the debit (and occasionally the credit) card, knowing that tax credits were coming or that we were only paying a fraction of the cost made it easier to make the purchase. Each time we did — SURPRISE! — there were actual workers with actual jobs getting actual paychecks who did the work.  And though I can’t tell you exactly where each of them spent their money, I’m fairly certain it was a lot closer to Broad St. than it was to Wall St. – creating ripple effect throughout our state’s economy.

(As a side note: in addition to the broader economic benefits that our spending generated, from a purely selfish standpoint, these home upgrades have helped protect my family’s health and safety, and they will save us money in the long run, too.  So thanks, Uncle Sam!)

Ours is just one example, but there are many other families and individuals in Rhode Island that have been making made similar decisions. And I’m willing to bet that our actions — spurred by government policies and investments — have actually created more jobs and economic growth in our state than all of the recent tax cuts that the richest Rhode Islanders received from the General Assembly or the ones that they got from Bush.

You won’t create jobs or growth by cutting spending. The best way to create jobs is, quite simply, to create jobs — like  our grandparents did with the Works Progress Administration.  So instead of continuing to ride Dr. Supply-Side’s bomb, our elected leaders ought to learn from history, and choose policies and investments that help bring us out of our own Great Depression.

I’ll bet you $10,000 it will work.

Feb 25: Housing Resource Fair in East Providence


Deprecated: Function get_magic_quotes_gpc() is deprecated in /hermes/bosnacweb08/bosnacweb08bf/b1577/ipg.rifuturecom/RIFutureNew/wp-includes/formatting.php on line 4387

Deprecated: Function get_magic_quotes_gpc() is deprecated in /hermes/bosnacweb08/bosnacweb08bf/b1577/ipg.rifuturecom/RIFutureNew/wp-includes/formatting.php on line 4387

Congressman David Cicilline is hosting a housing resource fair on Saturday, February 25th from 9am to 2pm at East Providence High School, 2000 Pawtucket Avenue, East Providence, RI.

If you are having trouble paying your rent, staying current on your mortgage, are in foreclosure proceedings or want to learn about housing resources, you should go to this event, where you will have the opportunity to meet with loan counselors from banks and housing counseling agencies and learn whether there are and services available for you to save your home. You can RSVP here.

One of the better programs is the year old Hardest Hit Fund RI.  With foreclosures, unemployment, underemployment, and the deep recession still wreaking havoc on the state, there may be options so you can keep your home. If you are in trouble, the most important thing you can do is make sure you seek help immediately. The sooner you try and resolve the issue, the more options you will have.


Deprecated: Function get_magic_quotes_gpc() is deprecated in /hermes/bosnacweb08/bosnacweb08bf/b1577/ipg.rifuturecom/RIFutureNew/wp-includes/formatting.php on line 4387